Kilmarnock Insurance

Utility Warehouse

UW is your go-to provider for comprehensive Home Insurance in Kilmarnock.

With our Defaqto and Moneyfacts five-star rated Home Insurance, you receive outstanding protection for your belongings and property.

Enjoy complete home protection, including building cover, contents, boiler and home cover, with swift 24/7 claims team support for any emergencies that arise.

Join the 151 insurance customers in Kilmarnock, who are saving an estimated total of £11,325 each year.

Over 80 Awards and Counting

Here are a few things that make UW special

Have questions? Speak with our Partners today to learn more.

£150 Cashback Card credit

The UW Cashback Card is one of the easiest ways to shrink your bills. Top it up. Use it when you shop. Earn up to 10% cashback. That cashback comes straight off your UW bill.

Even better? Get up to £150 pre-loaded when you join.

And our top Cashback Card holders save an average of £461 a year on their UW bills. Not bad for everyday spending.

Don’t miss out

Add up to three extra unlimited data SIMs to Unlimited Max for free for six months.

The more services you add, the bigger the savings you can unlock. Guaranteed.

Build the perfect bundle of energy, broadband, mobile and insurance that’s right for you.

Peace of mind

Here’s a few ways you can save with Utility Warehouse:
– Cheapest variable energy in the UK
– Unlimited data SIM for £23 or get 10GB for £5
– Broadband for just £23.95 a month with no connection fees
– A Cashback Card that gives you money off your bill when you do your every day shopping

Streamline your services

One bill – for all your home services.

One account – with only one password to remember.

One number – for our award-winning Customer Services team

Rated by experts

Best Value Energy Supplier rated by Expert Reviews and rated ‘Excellent’ on Trustpilot.

The UK’s best value Unlimited+ multi-SIM mobile deals, with 99% UK coverage.

Five star rated building and contents home insurance plus boiler and home cover.

How does UW work?

UW provides residents of Kilmarnock with a convenient way to manage their home services.

By bundling energy, mobile, insurance, and broadband together, you could streamline your monthly bills and save up to £274 a year.

Explore the services UW provides in Kilmarnock, and see why over 1,386,585 customers are improving their utilities across the UK.

Disclaimer: Insurance is an FCA-regulated product. As a result, UW Partners are not able to advise you about, nor answer any questions about, any of the UW insurance products. The role of UW Partners is limited to providing you, via the screen, with information about the UW insurance products. You can contact UW directly on 0333 777 0777 if you have any questions.

Energy

Compare our fixed and variable rate tariff deals.

Broadband

Full fibre with no installation or connection fees.

Mobile

Unlimited data, calls
and texts with 99% 
UK coverage.

Insurance

Defaqto and Moneyfacts five-star-rated Home Insurance.

What our customers say

Partners in and around Kilmarnock

Kilbirnie

I’m a dad of four and a local businessman, and I love seeing smiles on people’s faces when I help them save or earn money with UW. I can help you improve your personal finances—and free up more of your time—in two ways: 1. Saving on essentials We’ll look together at a simple, no-obligation way to save money and time on the services you already use every day. It only takes around 20 minutes—daytime or evening, face-to-face, over the phone, or on a video call—and you’ll get clear options so you can decide what works best for you. 2. Earning extra income Alongside helping customers, I also work with people aged 18+ who want a Plan B. For some, that’s an extra £200 a month to ease the pressure or enjoy life a little more. For others, it’s about building a serious income—£5,000 a month or more—and over time turning that Plan B into a life-changing Plan A. I’ll give you full support and guidance so you can move forward at your own pace, with consistent progress and real results. Whether you’d like to explore your options as a customer or see how the income side could work for you, I’d love to have a friendly chat and show you what’s possible. Just click the Book an appointment button above to get started. Thanks Brian

Kilmarnock

My name is Ross Duddy and I’ve been with UW since January 2021. My current position is Team Leader and I do this on the side, as well as working in the aviation industry. I’m currently based in the West Coast of Scotland. I’m a very approachable and helpful person, who’s willing to help everyone save money on their utility bills.

Ardrossan

Hi there ! I’m a project leader at a social enterprise, helping people into work – something I love and find so rewarding. Outside of work, I’m a busy girl mum , always between riding lessons and the latest skincare trends – making her happy means everything to me! I joined UW after realising my old supplier was overcharging me . Becoming a UW Partner has been amazing – meeting people, saving and making money . If you’d like to save or earn a bit extra too, I’d love to help you get started with UW ✨

What does Buildings and Contents Insurance cover?

At UW, our Buildings and Contents Insurance focuses on two different elements to give you the most extensive cover. For the foundations of your home, such as the walls and roof, there’s our buildings insurance. For everything inside, there’s our contents insurance.

Type of Cover

What does it cover?

Cover Limit

Buildings Insurance

Covers the main structure of your home if you need to rebuild or repair it after a fire, flood or theft.

£1,000,000

Contents Insurance

Covering the value of your possessions in the home.

£80,000

Trace and access

Replacing parts of the building that were removed to help get to escaping water.

£10,000

Alternative accommodation

For you and your pets, in case you can’t live at your home while it’s being repaired after an insured event.

£45,000 (Buildings)
£8,000 (Contents)

Lock replacement

Cover to replace your locks should you lose your keys.

£1,000

Office equipment

Replacing any of the furniture, computers or other equipment that you and your family use for work.

£5,000

Digital information

If you lose information stored on your computer through a malicious program or an unauthorised source.

£2,000

Students insurance

Protecting your full time students’ possessions while they’re away pursuing further education at the UK educational institution of their choice.

£2,500

Exclusions apply. Please refer to the Home Insurance policy documents.

Home Insurance in Kilmarnock

Whether you own or rent in Kilmarnock, we’ve got you covered with our comprehensive home, building, and contents insurance solutions.

With our Buildings and Contents Insurance, you can safeguarded your property against fire, flood, and theft. It includes:

Buildings Insurance (cover limit up to £1,000,000)
Contents Insurance (cover limit up to £80,000)
Trace and Access (cover limit up to £10,000)
Alternative Accommodation (cover limit up to £45,000 for buildings and £8,000 for contents)

Our Boiler and Home Cover means we’ll be there if things go wrong, and you’ll get:

Boiler Breakdown Cover
Annual Boiler Service
24/7 Claims Team
Unlimited Callouts, and more.

By bundling insurance with other UW services, you could unlock impressive savings while securing what matters most.

We do all the legwork

At UW, we take care of all the details for your Home Insurance in Kilmarnock.

Our dedicated panel of insurers competes each year to ensure you receive five-star rated cover at the best price available.

Let us handle it, while you enjoy peace of mind with reliable protection.

More than just home insurance

Our Defaqto and Moneyfacts 5-star rated cover is exclusive to UW customers, but switching is easy. Plus, you can get an exclusive Cashback Card as well.

Our peace of mind promise

When you choose UW for your home services, you gain access to our exceptional range of offerings, including energy, broadband, mobile, and insurance.

We’re here to support you every step of the way.

You could receive up to £400 towards any early termination fees with your existing providers. Plus, you have 30 days to change your mind without any penalty.

More Partners in and around Kilmarnock

Our Partners are a team of local Utility Warehouse experts up and down the country, who help people save money on their bills. With 70,000 Partners across the UK, there’s someone nearby who’ll be happy to chat.

Areas in and around Kilmarnock

  • Riccarton
  • New Farm Loch
  • Knockentiber
  • Kilmarnock West
  • Shortlees
  • Bellfield
  • Onthank
  • Howard Park

Insurance Guides

Making a claim, what you need to know

Insurance is something we don’t want you to think about. We offer a brilliant home insurance service and we want you to know that should the worst happen.

Get peace of mind with five-star-rated* Home Insurance

Protect the things that matter most when the unexpected happens. Our Defaqto and Moneyfacts five-star-rated Home Insurance safeguards your property.

Boiler & Home Cover to keep your home running smoothly

We're there to help take the hassle out of looking after your property. From your boiler and electronics to plumbing and drainage.

Contents insurance that protects the things that matter most

Our home contents insurance gives you peace of mind in the face of the unexpected. Content cover can help you with the cost of repairing or replacing.

Frequently Asked Questions

We’re the UK’s only genuine multiservice provider. We help people save on their household bills by bundling their energy, broadband, mobile and insurance into one. We offer guaranteed savings. We’re trusted by over 1,386,585 customers, rated Excellent on Trustpilot and are Which? Recommended.

UW Partners in and around are people just like you, who earn an extra income by introducing others to UW and helping them sign up as customers. They also help people to become a UW Partner and start earning an income by recommending UW to their friends and family.

Yes, of course – over 1,386,585 customers and 70,000 UW Partners already do. We’re also regulated by the energy regulator Ofgem, the telecoms regulator Ofcom, and the Financial Conduct Authority. We’ve been doing business for nearly three decades and are listed on the London Stock Exchange, which means we’re one of the UK’s largest publicly-owned companies.

UW Home Insurance or house insurance is only available to our existing customers who have an established Direct Debit set up. It’s another perk of being a UW customer. Switch your energy, broadband, or mobile supplier to UW, and you can benefit from our Defaqto and Moneyfacts five-star rated cover options.

Our Boiler & Home Cover gives you financial protection from unexpected breakdowns and repairs. In addition to a free annual service and unlimited call-outs if your boiler acts up, your policy will also include cover for:

● Boiler and controls
● Central heating
● Plumbing
● Drains
● Electrics
● Roof
● Pests
● Security

We think our insurance is top-notch, but you don’t have to take our word for it. Defaqto and Moneyfacts are two independent financial information businesses that provide expert consumer advice.

They rank financial products and services to make it easier for consumers to distinguish between the quality and level of cover they will receive. And both have given UW Home Insurance five stars – their highest possible rating. You can view more of our awards here.

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Once you’ve submitted your details, I will follow up to arrange a time that’s convenient for you to discuss UW’s services and/or Partner opportunity. They will help you choose what’s best for you. For further information on how we collect, use, and look after your personal information, please refer to our privacy notice for more information.
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