UW offers comprehensive insurance solutions that keep your home and belongings securely protected.
In Reading, our Defaqto and Moneyfacts five-star rated Home Insurance provides complete coverage, including building, contents, boiler, and home protection.
With over 310 insurance customers in the area, they are saving an estimated total of £23,250 annually by bundling their insurance with other services.
Plus, our dedicated claims team team provides round-the-clock support for boiler breakdowns and home emergencies, ensuring peace of mind at any hour.
Boiler & Home Cover Offer: Annual policy. First 3 months free (£0), £25/month for months 4–12. First-year cost: £225 (usually £300). New and existing homeowner customers only. Offer available for policies purchased between 01/06/26 and 31/07/26 (inclusive). Full coverage details here. Terms and conditions here.
Repairs to faults discovered during your annual boiler service will be completed with zero excess (normally £60) and no impact on your renewal price. Immediate claims following the service appointment where the engineer discovers a fault during the service visit only. Pre-existing issues or faults already known to the customer excluded. Repair work must be authorised by our claims handler and completed by our approved contractors. Policy terms, conditions, exclusions and claim limits apply.
Boiler, plumbing, electrics, drainage & pest cover exclusions apply. Please refer to the Boiler & Home Cover policy documents of what is and is not covered.
Our Boiler & Home Cover has been given stars by independent consumer expert, Moneyfacts (2026).
Insurance Awards: Our Home Insurance cover has been given five stars by independent consumer experts, Defaqto (2026) and Moneyfacts (2026).
Insurance exclusions apply: Please refer to the Insurance policy documents for Home Insurance and Boiler & Home Cover.
Have questions? Speak with a Utility Warehouse Partner today to learn more.
Get up to £400 to help you switch and £250 in Cashback Card welcome credit. Plus:
£400 to help you switch: When you take a 3 or 4+ Service Bundle, we’ll give you credit up to £400 towards any termination fees (excluding Home Insurance) you have to pay your current providers. If you take a 3 Service Bundle, up to £200 of this credit towards a mobile handset/device termination fee is only available if your bundle includes at least one Unlimited SIM. You’ll need to return any equipment and pay for services you used before you cancel. Additional requirements apply to customers who are tenants. Further terms apply see our Residential Products and Services terms and conditions here.
Cashback Card Credit: New Utility Warehouse customers only, joining on or after 14 September 2026 paying via direct debit. Take 2+ eligible service types (Energy, Broadband, Mobile, Boiler & Home Cover) within 30 days and a UW Cashback Card to earn a Welcome Bonus of up to £250, paid in £50 monthly instalments. 12-month clawback applies if bundle services are cancelled. Terms apply.
UW Price Pledge: Eligible new customers (joining on or after 22 April 2024) who take 3 or more qualifying services and regularly use their Cashback Card. If a customer doesn’t save with UW (incl. Cashback) in their first year vs their previous provider (or cheapest major provider where applicable), they can apply to claim the UW Price Pledge between 12–15 months after their sign-up date; the pledge & no exit fees only applies to qualifying services taken at sign-up. When you claim, we’ll assume an average Cashback Card saving of £160 a year (based on customer usage data from 03/04/23 to 31/03/24, for users who earned Cashback at least once a week, excluding promotional activities) or your actual Cashback saving if higher. Full details, eligibility and terms available here.
The more services you add, the bigger the savings you can unlock. Guaranteed.
Build the perfect bundle of energy, broadband, mobile and insurance that’s right for you.
Maximise savings with early termination fee support, welcome bonuses, free SIM deals and more.
UW Price Pledge: Eligible new customers (joining on or after 22 April 2024) who take 3 or more qualifying services and regularly use their Cashback Card. If a customer doesn’t save with UW (incl. Cashback) in their first year vs their previous provider (or cheapest major provider where applicable), they can apply to claim the UW Price Pledge between 12–15 months after their sign-up date; the pledge & no exit fees only applies to qualifying services taken at sign-up. When you claim, we’ll assume an average Cashback Card saving of £160 a year (based on customer usage data from 03/04/23 to 31/03/24, for users who earned Cashback at least once a week, excluding promotional activities) or your actual Cashback saving if higher. Full details, eligibility and terms available here.
Have a chat with no pressure, it doesn’t cost a penny
No repeating yourself. Speak to the same person every single time.
And relax. Seriously. We’ll handle the rest. Switches start in as little as 2 days.
£400 to help you switch: When you take a 3 or 4+ Service Bundle, we’ll give you credit up to £400 towards any termination fees (excluding Home Insurance) you have to pay your current providers. You’ll need to return any equipment and pay for services you used before you cancel. Additional requirements apply to customers who are tenants. Further terms apply see our Residential Products and Services terms and conditions here.
30 days to switch – Available when a new customer switches at least two of their services on the same date: energy, broadband, mobile and insurance (insurance means Boiler & Home Cover or Income Protector only). Any equipment must be returned and services used must be paid for before cancelling. Terms apply.
UW Price Pledge: Eligible new customers (joining on or after 22 April 2024) who take 3 or more qualifying services and regularly use their Cashback Card. If a customer doesn’t save with UW (incl. Cashback) in their first year vs their previous provider (or cheapest major provider where applicable), they can apply to claim the UW Price Pledge between 12–15 months after their sign-up date; the pledge & no exit fees only applies to qualifying services taken at sign-up. When you claim, we’ll assume an average Cashback Card saving of £160 a year (based on customer usage data from 03/04/23 to 31/03/24, for users who earned Cashback at least once a week, excluding promotional activities) or your actual Cashback saving if higher. Full details, eligibility and terms available here.
Cheapest variable energy: when you take energy and two other eligible bundle services vs standard variable tariffs offered by major suppliers (large and medium suppliers as defined by Ofgem), for sale nationally, excl. existing customer tariffs. Based on Ofgem’s typical domestic usage. Payment by Direct Debit. Correct as of 06/07/2026. Contact us to verify. See UW terms and conditions.
One bill – for all your home services.
One account – with only one password to remember.
One number – for our award-winning Customer Services team
Helping households with bills for 30+ years. With over 80 awards in the past 10 years alone.
Voted UK’s best value energy supplier. Over 60,000 Trustpilot reviews, rated Excellent.
Five star rated building and contents home insurance plus boiler and home cover.
Awards: Our Home Insurance cover has been given five stars by independent consumer experts, Defaqto (2026) and Moneyfacts (2026).
Disclaimer: Insurance is an FCA-regulated product. As a result, UW Partners are not able to advise you about, nor answer any questions about, any of the UW insurance products. The role of UW Partners is limited to providing you, via the screen, with information about the UW insurance products. You can contact UW directly on 0333 777 0777 if you have any questions.
UW provides an innovative approach to managing your home services by allowing you to bundle your energy, mobile, and insurance into one simple bill.
This method not only simplifies your monthly billing but also means you could achieve estimated savings of up to £259 every year.
Find out how UW can help you in Reading, and join the over 1,386,585 customers nationwide who are making their utilities run more smoothly.
Disclaimer:
Insurance is an FCA-regulated product. As a result, UW Partners are not able to advise you about, nor answer any questions about, any of the UW insurance products. The role of UW Partners is limited to providing you, via the screen, with information about the UW insurance products. You can contact UW directly on 0333 777 0777 if you have any questions.
Compare our fixed and variable rate tariff deals.
Full fibre with no installation or connection fees.
Unlimited data, calls and texts with 99% UK coverage. 500GB fair use policy applies.
Defaqto and Moneyfacts five-star-rated Home Insurance.
Save £309 per year: We’ve compared our most popular services with the average price of our main competitors’ equivalent services. By ‘main competitors’ we mean at least three of the largest suppliers by market share who sell a comparable product. The saving shown is based on the average of these competitors’ pricing when compared with an equivalent new UW customer who takes three services – energy (Double Gold variable), broadband (Full Fibre 150), mobile (Unlimited) and pays by direct debit.
Energy: Save on average £48 per year on your energy bills when you take a variable energy service plus two other eligible bundle services vs standard variable tariffs offered by major suppliers (large and medium suppliers as defined by Ofgem), for sale nationally, excl. existing customer tariffs. Based on Ofgem’s typical domestic usage. Payment by Direct Debit. Correct as of 22/09/2026. Contact us to verify.
Broadband: Switching to UW Full Fibre broadband after your initial contract with current supplier has ended could save you £57.54 a year. This calculation is based on the median UW saving of our Full Fibre 150 tariff vs BT, EE, Plusnet, Talk Talk, Virgin and Vodafone’s closest equivalent tariff (£176.42) over three years. Correct as of 22/09/2026
Mobile: Save £204 with Go Unlimited compared against the average of the closest equivalent 30 day rolling unlimited data tariffs with the four major network providers over a 12 month period. Price correct as of 22/09/2026. Excludes offers and promotional tariffs.
Welcome to my page and thank you for looking. I can help you with any questions you might have that need answering, to help you choose. I can help you with the presentation showing you the benefits of joining UW. I’m a Reading based local. Give me a call and I will be happy to help you.
Hello! I’m Simon. I’ve been a UW partner for over 10 years and absolutely love it. I used to work as an electrician, but retired from that back in 2017 and now I get to help lots of people save and make money with UW. In my spare time I love to be outdoors with a camera or enjoying some fresh air and exercise – especially at the beach. Music and food also play a big part in my life, as I love to play drums with my band and entertain friends at home. Ask me for my recipe for chocolate orange cheesecake!
Hi everyone I’m Victoria – a busy mum to my 12 year old daughter. I currently work in communications mainly from home, which is great as it means I can be there for my daughter when she needs me. I joined UW as a customer and partner in Jaunary 2025. I instantly saved myself £65 a month as a customer. And by joining as a partner, I am also able to help others save heaps of money, plus have that additional extra income for my family too. I am not a sales person. instead I go into every appointment with honesty and integrity – always thinking of your best interests. Ultimately, I want you to save money so I will always do what is best for you – even if that means staying put.
At UW, our Buildings and Contents Insurance focuses on two different elements to give you the most extensive cover. For the foundations of your home, such as the walls and roof, there’s our buildings insurance. For everything inside, there’s our contents insurance.
Type of Cover | What does it cover? | Cover Limit |
Buildings Insurance | Covers the main structure of your home if you need to rebuild or repair it after a fire, flood or theft. | £1,000,000 |
Contents Insurance | Covering the value of your possessions in the home. | £80,000 |
Trace and access | Replacing parts of the building that were removed to help get to escaping water. | £10,000 |
Alternative accommodation | For you and your pets, in case you can’t live at your home while it’s being repaired after an insured event. | £45,000 (Buildings) |
Lock replacement | Cover to replace your locks should you lose your keys. | £1,000 |
Office equipment | Replacing any of the furniture, computers or other equipment that you and your family use for work. | £5,000 |
Digital information | If you lose information stored on your computer through a malicious program or an unauthorised source. | £2,000 |
Students insurance | Protecting your full time students’ possessions while they’re away pursuing further education at the UK educational institution of their choice. | £2,500 |
Exclusions apply. Please refer to the Home Insurance policy documents.
Whether you own or rent in Reading, we’ve got you covered with our comprehensive home, building, and contents insurance solutions.
With our Buildings and Contents Insurance, you can safeguarded your property against fire, flood, and theft. It includes:
Buildings Insurance (cover limit up to £1,000,000)
Contents Insurance (cover limit up to £80,000)
Trace and Access (cover limit up to £10,000)
Alternative Accommodation (cover limit up to £45,000 for buildings and £8,000 for contents)
Our Boiler and Home Cover means we’ll be there if things go wrong, and you’ll get:
Boiler Breakdown Cover
Annual Boiler Service
24/7 Claims Team
Unlimited Callouts, and more.
By bundling insurance with other UW services, you could unlock impressive savings while securing what matters most.
Insurance exclusions apply: Please refer to the Insurance policy documents for Home Insurance and Boiler & Home Cover.
UW is dedicated to providing exceptional value for your Home Insurance in Reading.
Each year, we have a panel of insurers compete for price.
This means you’ll receive five-star rated cover at the best price available. With UW, you can rest easy knowing your insurance needs are expertly managed.
Our Defaqto and Moneyfacts 5-star rated cover is exclusive to UW customers, but switching is easy. Plus, you can get an exclusive Cashback Card as well.
Insurance Awards: Our Home Insurance cover has been given five stars by independent consumer experts, Defaqto (2026) and Moneyfacts (2026).
UW is your trusted partner for home services, providing great value with one simple bill.
When you switch to UW, you could receive up to £400 to help towards any termination fees with existing providers.
Plus, if you change your mind, you have 30 days to do so without any penalty.
£400 to help you switch: When you take a 3 or 4+ Service Bundle, we’ll give you credit up to £400 towards any termination fees (excluding Home Insurance) you have to pay your current providers. You’ll need to return any equipment and pay for services you used before you cancel. Additional requirements apply to customers who are tenants. Further terms apply see our Residential Products and Services terms and conditions here.
Our Partners are a team of local Utility Warehouse experts up and down the country, who help people save money on their bills. With 70,000 Partners across the UK, there’s someone nearby who’ll be happy to chat.
Insurance is something we don’t want you to think about. We offer a brilliant home insurance service and we want you to know that should the worst happen.
Protect the things that matter most when the unexpected happens. Our Defaqto and Moneyfacts five-star-rated Home Insurance safeguards your property.
We're there to help take the hassle out of looking after your property. From your boiler and electronics to plumbing and drainage.
Our home contents insurance gives you peace of mind in the face of the unexpected. Content cover can help you with the cost of repairing or replacing.
Utility Warehouse Partners in and around Reading are people just like you, who earn an extra income by introducing others to Utility Warehouse and helping them sign up as customers. They also help people to become a Utility Warehouse Partner and start earning an income by recommending Utility Warehouse to their friends and family.
Yes, of course – over 1,386,585 customers and 80,000 Utility Warehouse Partners already do. We’re also regulated by the energy regulator Ofgem, the telecoms regulator Ofcom, and the Financial Conduct Authority. We’ve been doing business for nearly three decades and are listed on the London Stock Exchange, which means we’re one of the UK’s largest publicly-owned companies.
Utility Warehouse Home Insurance or house insurance is only available to our existing customers who have an established Direct Debit set up. It’s another perk of being a Utility Warehouse customer. Switch your energy, broadband, or mobile supplier to Utility Warehouse, and you can benefit from our Defaqto and Moneyfacts five-star rated cover options.
Our Boiler & Home Cover gives you financial protection from unexpected breakdowns and repairs. In addition to a free annual service and unlimited call-outs if your boiler acts up, your policy will also include cover for:
● Boiler and controls
● Central heating
● Plumbing
● Drains
● Electrics
● Roof
● Pests
● Security
We think our insurance is top-notch, but you don’t have to take our word for it. Defaqto and Moneyfacts are two independent financial information businesses that provide expert consumer advice.
They rank financial products and services to make it easier for consumers to distinguish between the quality and level of cover they will receive. And both have given UW Home Insurance five stars – their highest possible rating. You can view more of our awards here.
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