Utility Warehouse

Kirkwall Insurance

Utility Warehouse

UW’s Defaqto and Moneyfacts five-star rated Home Insurance will help keep your contents and home safe. And to make sure you always get our lowest possible price for your Home Insurance in Kirkwall, we get a panel of insurers to compete on price each year at renewal, meaning you’ll get five-star rated cover at the best price from our panel.

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How does UW work?

At Utility Warehouse, we like to do things a bit differently. We bundle all your home services (energy, broadband and mobile plans) into one, simple bill – helping you save time and unlock savings and benefits.

Even better, we use a team of distributors, called Partners, to ensure you get a package that's tailored to your needs.

To find out more about our insurance deals in Kirkwall and other services, get in touch with one of our authorised Utility Warehouse Partners – they'll guide you through our award-winning multiservice offering.

All your home services in one

Home Insurance in Kirkwall

Whether you own or rent, cover what matters most. Our buildings, contents, and combined buildings and contents policies for Kirkwall are five-star rated by Defaqto and Moneyfacts.

Here's what's covered:
Buildings: Protect your home from fire, flood, or theft damage.
Contents: Safeguard the value of your possessions at home.

We do all the legwork

To make sure you always get our lowest possible price for your Home Insurance in Kirkwall, we get a panel of insurers to compete on price each year at renewal, meaning you'll get five-star rated cover at the best price from our panel.

Partners serving Kirkwall

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Kirkwall

Having worked as a nurse and then in social work, I have cared for others all my working life. My last caring role was looking after my husband who sadly passed in 2018. Ill health resulted in my early retirement and left me looking for something that would fit around my family and where I could work from home. Introduced to UW in June 2021, I knew this was the perfect fit for me, it enables me to still care for others - just in a different way! With UW I get to spend quality time with my family, whilst securing their future too.

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St. Ola

I used to work in care, but with ongoing health issues, I had to give it up. I now work in a local pharmacy as a customer advisor. So I'm still helping people, just in a different way. I was introduced to UW in May 2024. I knew this was the perfect fit for me to work around the three days that I work. With UW I am securing my future for when my husband retires in a couple of years. I can have family time with my boys and give up my part-time job and still work as a UW Partner from home.

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Sanday

I have only been here for a year but have already become involved in so many community events and part of island life. I work in the community school most days part-time, which I love. However, I proudly share this fabulous business with people I meet as I love to be able to help others to save money on their household utilities or to earn an extra income like myself. It can be a few extra pounds to save for a special trip or it can be a new challenge to change your lifestyle. Whichever is right for you, I can offer my time and attention in showing you where and how you can save.

More than just home insurance

Our Defaqto and Moneyfacts 5-star rated cover is exclusive to UW customers, but switching is easy. Plus you can get an exclusive Cashback card as well.
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Utility Warehouse offers a range of home insurance policies, from comprehensive cover to boiler cover, as well as a range of optional extras to suit your needs.

Over a million reasons to join

More than a million households have switched to UW, putting an end to wasting time and money on bills.If you switch three or more services and use our Cashback Card, but don't see savings in your first year, we'll pay you double the difference back.
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Over a million reasons to join

Our peace of mind promise

When you switch all your home services to UW you’ll always get our best value deals, all in one simple and easy to manage bill. Plus, we’ll give £400 towards any early termination fees with existing suppliers and 30 days to change your mind without any penalty^.
Save a bundle
The UW peace of mind promise offers up to £400 towards early termination fees with existing suppliers

Earn more than an income as a UW Partner

Our Partners make money in Kirkwall by referring others to UW so they can sign up as customers. It's a flexible way to earn extra money and get a passive income. You can earn up to £250 for every person you help sign up to UW, plus a whole host of other benefits like holidays, hampers, events and more!
Get in touch
Utility Warehouse offers you a unique opportunity to partner with us and earn money by recommending our services to others. It's a flexible way to earn extra cash from home. Try it now!

Why UW?

Show other partners in Kirkwall

Frequently Asked Questions