We are Karina and Sean Barton, living on the border of Dorset and Somerset. Karina is a pianist and self-taught church organist, is widely travelled and enjoys learning new languages. Sean was in the Army for many years where he fulfilled his ambition to become a helicopter pilot. After that he worked in the City and when he retired, not wanting to sit around doing nothing, became a Partner with UW in 1999. Karina joined him a few years later. We find the not insignificant earnings from UW give us a very significant boost to our retirement income and allows us to leave a legacy to our children.















