My name is Morag Francis and alongside being a physiotherapist and a mum of two very active boys, I’ve been a UW Partner since 2012 (a customer since 2002), helping households save money and many make extra money. After having my boys I continued working but found the cost of nursery fees, after school activities and any family holidays a huge financial impact. However, I found a way to help other households save money and make extra money. The UW opportunity has given me and my family more time together and so many more choices than we had before. If you want to reduce any financial strain, have more choices in life or more time, then this is the opportunity.

















