Kirkwall Home Insurance - Utility Warehouse
Utility Warehouse
UW's five-star insurance packages will help keep your contents, home and even boiler safe.
Plus, you can also apply for Bill Protector or Income Protector – which provide cover if you're not able to work due to illness, injury or unemployment through no fault of your own.
And to make sure that you always get our best value for your home insurance in Kirkwall, we get a panel of insurers to compete on price – meaning you'll get award winning coverage at the lowest possible price from our panel.
How does UW work?
At Utility Warehouse, we like to do things a bit differently. We bundle all your home services (energy, broadband, mobile, and insurance) into one, simple bill – helping you save time and unlock savings and benefits.
Even better, we use a team of distributors, called Partners, to ensure you get a package that's tailored to your needs.
To find out more about our insurance deals in Kirkwall and other services, get in touch with one of our authorised Utility Warehouse Partners – they'll guide you through our award-winning multiservice offering.
Energy
Broadband
Mobile
Insurance
Defaqto Home Insurance 2017 - 2024
Moneyfacts Home Insurance - 2018 - 2024All your home services in one
Building and contents insurance in Kirkwall
Whether you own or rent, cover what matters most. Our buildings, contents, and combined insurance policies for Kirkwall are five-star rated.
Here's what's covered:
Contents – £80,000
Office equipment – £5,000
Digital information – £2,000
Alternative accommodation – £8,000
Theft or malicious acts to content in outbuildings – £3,000
Income Protector and Bill Protector
Our Bill Protection and Income Protection insurance products are there to offer you peace of mind in uncertain times, helping you stay on top of your finances when life gives you lemons.
UW Bill Protector - The Bill Protector** is there to help you keep the lights on when you're unable to work through no fault of your own. Whether it's because of illness or unemployment, you can rest easy knowing your bill is covered.
UW Income Protector - Income Protector protects a portion of your pre-tax earnings*** to give you a helping hand if you're unable to work through no fault of your own. The money can go towards living expenses, or just making sure your loved ones have what they need till you're back on your feet again.
Boiler & Home cover in Kirkwall
UW's Boiler Cover in Kirkwall goes beyond just making sure your boiler's in good nick. We protect your whole home. Here's what's included:
- Boiler and controls repairs
- Plumbing and drains
- Electrical repairs
- Pest and security
- Unlimited call outs
- Free annual service on your boiler
- A service team that works around the clock
Already got a similar cover? Fear not. We'll pay up to £400* towards the termination fees with your existing suppliers. Plus, you'll have 30 days to change your mind and get a full refund of your premium.
We do all the legwork
To ensure you're getting the best bang for your buck, we work with a panel of insurers who compete on price to provide the same great UW cover for your home insurance.
At renewal, we go back to our panel and get them to bid again and give you the best price for the exact same cover. This means you'll get our best cover at the lowest price year after year from our panel.
More than just home insurance
Our Defaqto and Moneyfacts 5-star rated cover is exclusive to UW customers, but switching is easy. Plus you can get Bill Protector or Income Protector, Boiler and Home Cover as well as an exclusive Cashback card.
Over a million reasons to join
More than a million households have switched to UW, putting an end to wasting time and money on bills.
If you switch three or more services and use our Cashback Card, but don't see savings in your first year, we'll pay you double the difference back.
Our peace of mind promise
When you switch all your home services to UW you’ll always get our best value deals, all in one simple and easy to manage bill. Plus, we’ll give £400 towards any early termination fees with existing suppliers and 30 days to change your mind without any penalty^.
Earn more than an income as a UW Partner
Our Partners make money in Kirkwall by recommending UW services to others. It's a flexible way to earn extra money and get a passive income.
You can earn up to £250 for every person you help sign up to UW, plus a whole host of other benefits like holidays, hampers, events and more!
Why UW?
Frequently Asked Questions
Awards: UW has earned over 80 awards – and counting – in the last decade alone. Current awards include Which? Best Buy for our UW Wi-Fi Hub, USwitch Energy Awards for metering reading services and incentives/rewards and our Home Insurance service has been awarded five-stars by independent financial information experts, Defaqto.
**Bill Protector will pay up to £300 per month towards your UW bill for a maximum of six months. Exclusions apply. ***Income Protector will pay up to 65% of your pre-tax income per month, up to £750 for a maximum of six months.
***When you switch your Home Phone, Broadband, Mobile and Boiler Home cover to us, we'll give you up to £200 towards any termination fees you have to pay to your current providers. Additional requirements apply to customers who are tenants. Terms conditions apply.
^£400 to help you switch and 30 days to change your mind applies when you switch at least three of your services: energy, broadband, mobile and insurance (excluding Home Insurance and Boiler Home Cover) - and you are a new customer. £400 to help you switch - we'll give you credit up to £400 towards any termination fees you have to pay your current providers. Additional requirements apply to customers who are tenants. 30 days to switch - for energy, broadband, mobile and insurance (excluding Home Insurance and Boiler Home Cover). You'll need to return any equipment and pay for services you used before you cancel. Terms conditions apply.
For cancellations within 30 days of the policy purchase if the period of insurance hasn't started and if no claim has been made. If a claim has been made you must pay any remaining premium due for the term of the policy. Our Home Insurance and Boiler Home Cover have been given 5 stars from independent reviewers Defaqto and Moneyfacts 2021.
UW Price Pledge: eligible new customers (from 22/04/24) who take 3 or more qualifying services and regularly use their Cashback Card. Full details, eligibility and terms available at uw.link/price-pledge.
Registered in England. Company number: 04594421 Utility Warehouse Limited is authorised and regulated by the Financial Conduct Authority